A few questions and licensed agents in our network send you term and whole-life options. No medical exam needed to get a quote. Free, no obligation.
Term and whole life, $100K to $1M+.
or call (833) 892-2725 to talk to a licensed agent
Quotes come from licensed agents and carriers in our network. MooseCover is a referral service, not an insurer.
How it works
Coverage amount, age, tobacco use and general health. About two minutes, no exam.
Your request goes to licensed life insurance agents in our network who write policies in your state.
They contact you with term and whole-life options. Compare, ask questions, and pick what fits — or walk away.
What happens next
We send it to licensed agents and carriers in our network that serve your ZIP and profile. You’ll see a confirmation on screen.
Usually within minutes, from a number with your area code. Answering it is the fastest way to lock in a rate.
Real prices for real coverage, by phone or email. Ask questions, compare, take your time.
Buy from whoever fits — or nobody. Tell any partner to stop and they stop.
Two ways to start
Answer the questions at your own pace — about three minutes — and let the agents and carriers we match you with come to you with quotes.
Start my quotes
Rather explain your situation to a person? Call and a licensed agent will walk you through coverage, discounts and what to expect.
Call (833) 892-2725Term or whole life?
Why MooseCover
You never pay us. The agents and carriers in our network pay for the introduction — and that never changes the price they quote you.
Every partner who contacts you is a licensed insurance agent or carrier in your state. No call centers reselling your details.
The same questions every insurer asks, answered one time. No repeating your VIN and address on site after site.
Encrypted in transit, shared only with the partners matched to your request, and you can tell any of them to stop at any time.
Questions
Not to get a quote. Some policies require one later; many “simplified issue” policies do not. The agent will explain the options for your profile.
A common rule of thumb is 10–12× annual income, adjusted for debts, children’s education and a spouse’s needs. Pick “Not sure yet” and an agent will walk you through it.
Term is cheaper and covers a set period. Whole life costs more, lasts for life and builds cash value. Many families use term for the years a mortgage and kids are at home.
Licensed life insurance agents in our network. You can tell any of them to stop at any time, and reply STOP to any text.
Free, no obligation, about three minutes — or call (833) 892-2725.
MooseCover