Answer a few questions once. Licensed agents and carriers in our network compete to cover your car, your home and your family — you pick the winner.
Start with your ZIP code. Switch tabs for home or life.
or call (833) 892-2725 to talk to a licensed agent
Quotes come from licensed agents and carriers in our network. MooseCover is a referral service, not an insurer.
What we compare
Each product has its own short form, built around the questions insurers actually price on.
Two ways to start

Answer the questions at your own pace — about three minutes — and let the agents and carriers we match you with come to you with quotes.
Start my quotes
Rather explain your situation to a person? Call and a licensed agent will walk you through coverage, discounts and what to expect.
Call (833) 892-2725
What happens next
We send it to licensed agents and carriers in our network that serve your ZIP and profile. You’ll see a confirmation on screen.
Usually within minutes, from a number with your area code. Answering it is the fastest way to lock in a rate.
Real prices for real coverage, by phone or email. Ask questions, compare, take your time.
Buy from whoever fits — or nobody. Tell any partner to stop and they stop.
How it works
Your ZIP, the vehicle or home, and the handful of details insurers use to price a policy. About three minutes, no documents.
Your request goes to licensed agents and carriers in our network that serve your area and your profile.
They reach out with real quotes. Compare coverage and price, ask questions, and pick the one that fits — or walk away.

Why rates differ so much
Why MooseCover
You never pay us. The agents and carriers in our network pay for the introduction — and that never changes the price they quote you.
Every partner who contacts you is a licensed insurance agent or carrier in your state. No call centers reselling your details.
The same questions every insurer asks, answered one time. No repeating your VIN and address on site after site.
Encrypted in transit, shared only with the partners matched to your request, and you can tell any of them to stop at any time.
Compared
Every route gets you insured. This one gets you several licensed quotes without repeating yourself.
| MooseCover | Carrier by carrier | One captive agent | |
|---|---|---|---|
| Several licensed quotes from one form | |||
| Free, no obligation | |||
| Compare more than one carrier | |||
| You choose who you talk to | |||
| No credit check to get started | |||
| Takes about 3 minutes |
Questions
Yes. MooseCover never charges consumers. We are paid by the agents and carriers in our network when we introduce you, and that fee does not affect the price they quote.
You will hear from the partners matched to your request — usually one to a few — by phone, text or email. You can tell any of them to stop at any time, and reply STOP to any text.
No. We ask you to estimate your credit rating; we do not run a credit check. Some carriers may use an insurance score when preparing a final quote, which does not affect your credit.
No. MooseCover is an advertising and referral service. Quotes and policies come from the licensed third parties we match you with.
All 50 states and DC. The number of partners available varies by ZIP code and product.
Free, no obligation, about three minutes — or call (833) 892-2725.